Employee Benefit Programs
The following summaries are to give an overview of Hobart and William
Smith Colleges' employee benefit policies and plans in effect as
of January 1, 2008. Please review each section thoroughly and use
for future reference. The benefit summaries are guidelines only.
The Colleges retain the right to supplement, modify, amend or eliminate
the policies and plans. Every effort has been made to make these
descriptions as brief, accurate and easy to understand as possible.
Therefore, all details may not be described here. If there is a
difference between the information in these sections and the official
plan document, the official plan documents will govern. For more
specific information, please contact Human Resources at ext. 3312.
Effective Date of Coverage:
Coverage under the benefit programs is effective the first of
the month following the employee's date of hire and if the
employee completes the enrollment applications within 30 days of
their hire date.
Coverage under the basic life with accidential death & dismemberment
insurance plan is effective on the date of hire, if the employee
is actively at work. If not, then it is effective the first day
the individual is actively at work. Employees must enroll to be
covered.
The Plans:
Medical Insurance Programs and
2008 Employee Cost Information
Dental Insurance and 2008
Employee Cost Information
Vision Insurance
Retirement Plan with TIAA-CREF
Useful Web Links
for Retirement Planning
Life Insurance Programs
Accidental Death and Dismemberment Coverage
Faculty & Administrative Income
Protection (Sick Days, Short & Long Term Disability, Salary
Continuance)
Short Term Disability Plan for Union
and Non-Union Hourly Employees
Workers Compensation Insurance
Paid Time Off Benefits
Tuition Assistance Programs
Flexible Benefits Plan
Employee Assistance Program (EAP)
Long Term Care Insurance
New York's 529 College Savings Program
What you should know - Benefits at Termination
What you should know
- Changing coverage once enrolled
What you should
know - HIPAA Privacy Rules
This notice describes how your medical information may be used and
disclosed and how you can get access to that information.
Each year the Colleges are required by the Employee Retirement
Income Security Act of 1974 (ERISA) to file an Annual Return/Report
of Employee Benefit Plan, Form 5500 with the federal government
for relevant benefit plans. Once the Colleges have filed the 5500s
with the federal government, we are then required to communicate
that fact to you in the form of a Summary Annual Report. In addition
to these reports, we have attached several communiqués on varying
topics that the federal government requires us to distribute periodically.
The individual topics include the Jeanne Clery Disclosure of Campus
Security Policy and Campus Crime Statistics Act, a copy of the Colleges’
Drug Free Workplace Policy, a copy of the Colleges’ policy concerning
harassment, a copy of the Colleges’ Family and Medical Leave Policy,
a copy of the HIPAA (Health Insurance Portability and Accountability Act) Privacy Notice, and a notification of continuation
of benefit coverage rights under COBRA (Consolidated Omnibus Reconciliation
Act of 1985). You have the right to receive paper copies of any
or all of the attached documents free of charge upon request.
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